What steps should I take to get a mortgage after a CCJ?

To improve your chances of getting a mortgage after a County Court Judgment (CCJ), follow these steps:

  1. Pay off or settle the CCJ debt.
  2. Improve your credit score by paying bills on time and reducing your outstanding debts.
  3. Save for a larger deposit to show financial responsibility.
  4. Get advice from a bad credit mortgage specialist who can help find lenders willing to consider your application.
  5. Organise your documents showing your proof of income and assets.
  6. Be patient and persistent in your efforts.

Taking these steps and seeking professional advice, can improve your chances of getting a mortgage after a CCJ.

Back to faqs
Do you qualify for a mortgage?
Find out if you qualify in less than a minute. It won’t affect your credit score!
Get started
Can’t find what you are looking for?
Call us or complete the form on our contact page with any questions
01268 294777 Get in touch