Mortgage Help for people with Bad Credit
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Mortgage help for when your bank says ‘NO’

Securing a mortgage with bad credit history might seem like an impossible task. But all you really need is a specialist mortgage advisor by your side that has the experience, knowledge, and relationships with the lenders to understand your circumstances and what lenders want to see from your application. With this help, you have a much better chance of getting your application approved. At Adverse Mortgage Advisors we have years of involvement within the bad credit niche area of the mortgage industry and the in-depth knowledge to match your credit profile and financial circumstances with the right lender. So, whether you have a complex income source, need help getting a mortgage with adverse credit or simply just looking for advice, we’re the experts for you. By working with Adverse Mortgage Advisors, you’ll not only have a much better chance of securing the right mortgage, but you’ll also leave with extra financial knowledge that’ll save you from financial trouble in the future. Need help with a mortgage? Read on to see how we can help you secure a mortgage, no matter your financial situation, or get in touch with us directly.

Mortgage Help for People with Bad Credit

If you have bad credit, or just have a low credit score, your dream of owning a property is still possible. We offer professional and friendly guidance, with plenty of lenders on our books willing to accept mortgage applications from those with historical financial hiccups. Our bad credit mortgage service includes mortgage help regarding defaults, CCJ, debt management plans, bankruptcy, missed mortgage payments, unsecured arrears, IVA’s and low credit scores due to having no previous credit history.

Mortgage Help for First Time Buyers

It can be difficult to get on the property ladder, especially for those with a history of bad credit. But our knowledge and expertise can get your application to the right lender, improving your chances of getting accepted. And with the Help to Buy scheme now ended, specialist help will be even more beneficial for first-time buyers. Get Started At Adverse Mortgage Advisors, we can help with the following:

Mortgage help for First Time Buyers with bad credit

The process for first-time buyers can be daunting, but our professionals have the experience to deal with all types of applications. Whether you need help buying a home for the first time or you’re unsure how much you’ll be able to borrow, we can help.

Getting Your First Mortgage with NO Credit History

If you’re looking to buy your first property, you might struggle finding a lender if you have limited credit history. This type of credit history means you don’t have enough financial information recorded on your credit file for lenders to determine your reliability with managing debt and paying back money. However, we understand which lenders will consider your application and know how to present your application in the best possible way to increase your chances of success.

Mortgage help for Home Movers with bad credit

If you’re ready to take the next step and move up the property ladder but now have bad credit recorded against you, don’t worry we can still help you with your new mortgage to buy your dream home, and even if a mortgage is not possible at this time we will still help you understand what is causing you problems and help you put a plan in place to get you moving as quickly as possible.

Mortgage help when Remortgaging with bad credit.

The motivation behind a remortgage can be for lots of different reasons such as you’re looking to secure a new rate if current fixed term has come to an end, looking o remove and ex-partner or if you would just like to release some equity to repay unsecured debts or for home improvements. Whatever the reason we can make the whole process quick and painless whilst ensuring we have found you the right mortgage for your financial & credit circumstances.

Contact us now for mortgage help

If you have a history of bad credit and need help with a mortgage, speaking to our adverse mortgage specialists will improve your chances. Get in touch with us today and find our contact information here.

Mortgage Help for people with Bad Credit
Find out if you qualify in less than a minute. It won’t affect your credit score!
Get started

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01268 294777 Get in touch
Equity Release With Bad Credit
An equity release mortgage is only available for those aged 55 and over. Our brokers will use our expert knowledge to look into your options to help you get started.
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Missed or Late Mortgage Payments
If you’re applying for a new mortgage with late or missed mortgage payments on your credit history, we can still help you find you a lender that will say yes to your application.
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Missed Or Late Payments
With our access and relationships with all the specialist lenders, and our understanding of their criteria, having us by your side will give your application the best chance of being accepted.
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Mortgage With An IVA
If you Have an IVA and Need a Mortgage or Need to Remortgage, we Can Help! Our advisors have a proven track record in finding the right lender for you.
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Mortgage With CCJ’s
We specialise in mortgage with CCJ's and know all the lenders that will offer you a mortgage with a CCJ.
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Mortgage With Defaults
Having a default doesn’t mean you can’t get a mortgage. We understand what lenders are looking for and can help you secure a mortgage even with a default.
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Mortgage With DMP
We have helped hundreds of people with a Debt Management Plan get a mortgage and will showcase your application so that lenders understand the positive steps you have taken to manage your debt.
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Mortgages After Bankruptcy
Your current circumstances are what matters now, right? We can make sure your mortgage application is successful, even with a Bankruptcy on your credit file.
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Mortgages With No Credit History
Without previous credit, it can be difficult to prove your ability to manage debt. With our market knowledge, we’ll find lenders who provide mortgages with no credit history
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Remortgaging With Bad Credit
Do you now have bad credit and worried about remortgaging? With increased living costs and interest rates that are now higher than they were when you first took out your mortgage. Don’t worry we are here to help.
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Right to Buy with Bad Credit
We help council tenants with Bad Credit who have been offered the opportunity to purchase their home. We can use the substantial discount offered to you as your deposit, this means you do not have to use any of your own funds to support your application.
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Self-Employed Mortgage With Bad Credit
The good news for you is that having Bad credit and being self-employed does not make getting a mortgage more difficult. We can help find you a lender even if you only have one years’ worth of accounts.
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Shared Ownership Mortgage With Bad Credit
Looking to get a Shared Ownership mortgage with bad credit? We can help you find the right lender that will say yes to your application.
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If you have questions about getting a mortgage with an adverse credit score, read our FAQs. Our wealth of knowledge within this market means that we’re confident in our ability to offer specialist mortgage advice and secure the mortgage you want regardless of your credit history.

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