Read our latest blog articles

Guide To Remortgaging Your House In Easy Steps
01/08/2023
Guide To Remortgaging Your House In Easy Steps
The truly flexible option A mortgage is a long-term commitment but staying with your current lender is most definitely not. All lenders offer a range of re-mortgage products, from trackers, fixed...
Read article
Interest Rates Have Increased Again, What Does This Mean for Mortgages?
02/03/2023
Interest Rates Have Increased Again, What Does This Mean for Mortgages?
Since 2021, The Bank of England (BoE) has increased the interest base rate 10 times in a row in an attempt to tackle inflation and the cost-of-living crisis. From 0.25% in December 2021, interest...
Read article
Can I Get a Mortgage with an IVA?
08/02/2023
Can I Get a Mortgage with an IVA?
If you have an IVA (Individual Voluntary Arrangement) in place, or a poor credit history, you may be wondering how to go about getting a mortgage. Don’t worry. We help lots of people every month...
Read article
At The End of Your Fixed Rate Deal? Can you Get a Mortgage with Bad Credit?
02/12/2022
At The End of Your Fixed Rate Deal? Can you Get a Mortgage with Bad Credit?
Are you approaching the end of your fixed rate deal and worried about what happens next? What if you have bad credit? The cost of living is at the highest since the 1950s. With interest rates...
Read article
What Are Defaults and How Do They Impact You?
14/11/2022
What Are Defaults and How Do They Impact You?
What Are Defaults? A default is a negative marker on your credit file that occurs when your account falls more than 6 months in arrears. The creditor will then no longer see you as able to pay and...
Read article
Can a Debt Management Plan Affect Your Mortgage Chances?
17/08/2022
Can a Debt Management Plan Affect Your Mortgage Chances?
If you have a history of debt and want to take back control of your finances, you may have come across a debt management plan. This type of plan is designed to help you get on top of your finances,...
Read article
4 Main Reasons Why Your Mortgage Application Might Be Declined
27/07/2022
4 Main Reasons Why Your Mortgage Application Might Be Declined
Getting to the stage where you can apply for a mortgage isn’t easy, and it can be disheartening when your application is rejected after all that effort. Don’t give up though, the key to a...
Read article
What Does All This Mortgage Jargon Mean?
03/03/2022
What Does All This Mortgage Jargon Mean?
There are many parts to a mortgage, as well as many different types of mortgages. With all the different terms and jargon thrown about, it can get confusing fast. With a decision as important as...
Read article
Can You Get a Mortgage with Bad Credit?
02/03/2022
Can You Get a Mortgage with Bad Credit?
It’s a common misconception that you’re not eligible to apply for a mortgage if you have a history of bad credit. And although most lenders will look for buyers with a clear credit history, there...
Read article
How To Improve Your Credit Score Rating
01/03/2022
How To Improve Your Credit Score Rating
If you’ve struggled with bad credit in the past, you might be wondering what you can do to boost your score, especially if you’re looking to get a mortgage. Having a bad credit score can...
Read article
FAQs

If you have questions about getting a mortgage with an adverse credit score, read our FAQs. Our wealth of knowledge within this market means that we’re confident in our ability to offer specialist mortgage advice and secure the mortgage you want regardless of your credit history.

Read more FAQs