Can I get a mortgage with a defaulted student loan?

Yes, you can still get a mortgage with defaulted student loans, but it might be harder. Defaulting can affect your credit score, making lenders cautious.

However, some lenders specialise in lending to people with bad credit, including those with student loans which have defaulted. To improve your chances, work on repaying the default as this will boost your credit score, save for a larger deposit, and seek advice from a bad credit mortgage specialist.

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