What is equity release?

Equity release allows homeowners, typically retirees, to access the value of their property without selling it. There are two main types: lifetime mortgages, where you borrow against your home’s value, and home reversion plans, where you sell part or all of your home. It can provide extra income, but it’s important to consider the impact on inheritance and benefits. Consulting a financial advisor specialising in equity release is recommended.

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