The amount you can borrow for a bad credit self-employed mortgage depends on factors like your income, debts, and the lender’s policies. Typically, lenders assess your ability to repay based on these factors. Bad credit might limit your options as higher interest rates or a larger deposit requirement to support your application will impact how much you can borrow, this especially effects borrowers on lower incomes. Improving your credit profile and reducing debts will increase your chances of borrowing more.
Our mortgage specialists will assess your financial situation, guide you through available options, and help you find lenders willing to offer mortgages tailored to your circumstances.
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