How long after a CCJ is registered can I get a mortgage?

It will depend on what the original balance of the CCJ was and what it was for. It is possible that a lender will consider your application once your CCJ has been satisfied for at least 3 months for minor court orders under £500 for things such as parking fines.

However, if the lender considers the CCJ is for a more serious commitment, such as Credit cards, loans etc… and the balance was over £500 fewer lenders would be willing to consider your application until the CCJ had been registered for at least 6 months, even if it had been repaid. The interest rates are likely to be higher than a high street lender, and the minimum deposit required to support your application would also need to be 25% or more.

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