Getting a Right to Buy mortgage while on benefits is possible but might be harder. Lenders consider your ability to repay based on your income, which includes benefits. However, some lenders might have specific rules about which benefits they accept.
It’s essential for tenants considering a Right to Buy mortgage to carefully assess their financial situation, to ensure they can afford the mortgage repayments and any associated costs, such as maintenance and insurance, before proceeding with the purchase.
Our mortgage advisers can talk you through your options and find lenders willing to work with you.
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