Can I get a mortgage if my CCJ is satisfied?

Yes, if your County Court Judgment (CCJ) is satisfied, meaning you’ve paid the debt, it will help your chances of getting a mortgage. Lenders might still consider it, but a satisfied CCJ shows you’ve dealt with the debt responsibly. There are many lenders that specialise in lending to people with bad credit, including those with satisfied CCJs.

You can improve your chances by improving your credit score, speak to one of our bad credit mortgage specialists to find out what you need to do, and they can provide advice on the best lenders who would be willing to work with your situation.

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