Can I get a mortgage if I am currently in an IVA?

Yes, however it is very difficult. The lender will insist that the IVA is settled prior to your solicitor requesting to draw on the mortgage funds and you will also require a minimum 30% deposit.

However, if it is a Shared Ownership Mortgage you are after, these are not available for people who are currently in or have been in an IVA in the past 6 years.

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