FAQs | Adverse Mortgage Advisors

Can a sole trader get a mortgage?

Yes. Being a sole trader does not prevent you from getting a mortgage. Lenders will assess your income differently from employees, often using SA302 tax calculations and accounts to determine affordability. Many lenders offer competitive mortgage options specifically for sole traders.

Back to faqs

Do you qualify for a mortgage?

Find out if you qualify in less than a minute. It won’t affect your credit score!

Get started

To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behaviour or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.

Functional Always active

The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.

Preferences

The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.

Statistics

The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.

Marketing

The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.