We can help you with Income Protection
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Let’s Talk About Family Income Protection

If you’re the one your family depends on financially, it’s natural to worry about how they would manage without your income. That’s where family income benefit insurance comes in. Think of it as a safety net for your loved ones—a way to keep their world steady if life throws an unexpected curveball.

What Does It Do?

Here’s the simple version: if something happens to you, this policy provides a steady, tax-free monthly income to your family until the plan’s end date. It’s not about big lump sums that might feel overwhelming—it’s about recreating the rhythm of your payslip, so your family can focus on what matters most.

Is It Right for You?

Ask yourself this:

  • Would your family struggle to maintain their current lifestyle without your income?
  • Do you want a practical, budget-friendly way to provide long-term financial security?

If the answer is yes, a family income benefit policy could be just what you need. It’s a simple, effective way to make sure your family’s financial future is looked after.

Why Choose This Option?

Imagine your partner or children being able to keep up with everyday expenses—the mortgage, school fees, or even the weekly grocery shop. This isn’t about luxury; it’s about peace of mind. And when life is unpredictable, that’s priceless.

We’re Here to Help

Navigating insurance can feel like a maze, but you don’t have to go it alone. Our friendly mortgage and protection advisors are here to listen, understand your needs, and find a policy that fits your life—and your budget.

Ready to Take the Next Step?

Let’s make this simple: book a call with us today. We’ll chat through your options and help you find a plan that gives you confidence in your family’s future. No stress, no hard sell—just honest advice from people who care.

Because taking care of your family starts with taking care of you.

Book Your Call Now

We can help you with Income Protection
Contact us today for a friendly chat
Contact Us
We can help you with Income Protection
Contact us today for a friendly chat
Contact Us

Getting you the right mortgage
We are confident that we can find you a lender, but you may not feel it’s the right mortgage for you. Whether the repayments are too high, or the deposit requirement is too much, we will help you to understand what you need to do, to get the right deal.

No broker fee mortgage
We appreciate the financial benefits of a mortgage from a high street lender, so will help our clients understand what it takes to get one.  Once their credit file is repaired and the mortgage we previously arranged for them is up for renewal, we will help them celebrate their successful application with a high street lender, by waiving our broker fee.


Can’t find what you are looking for?
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FAQs

If you have questions about getting a mortgage with an adverse credit score, read our FAQs. Our wealth of knowledge within this market means that we’re confident in our ability to offer specialist mortgage advice and secure the mortgage you want regardless of your credit history.

Read more FAQs
What is income protection insurance?
Income protection insurance provides a monthly payment if you’re unable to work due to illness or injury, helping cover mortgage payments and living costs.
Can self-employed or CIS contractors get income protection?
Yes. Many self-employed income protection policies cater to contractors and CIS workers, using payslips or accounts to prove income.
Will income protection cover me if I’m off work long-term?
Yes. Policies can provide benefits until you return to work, reach retirement age, or until the policy term ends, depending on your plan.
Can I get income protection insurance with bad credit?
Yes. Specialist income protection providers can offer coverage even if you have adverse credit, as long as you meet income and employment requirements.
How much of my income will the policy pay?
Typically, policies pay 50–70% of your monthly income, depending on the provider and plan. We help you choose the right level to protect your lifestyle and mortgage.