Your home isn’t just bricks and mortar—it’s your sanctuary, your safe space, and probably one of the biggest investments you’ll ever make. That’s why protecting it makes so much sense.
If you’ve got a mortgage, your lender will usually require building insurance to be in place. This type of cover handles the heavy stuff—like repairs to the structure of your home or those permanent fixtures and fittings (think roof, walls, or built-in cabinets) when life throws you a curveball.
But what about everything inside?
Your gadgets, clothes, furniture, and even that piece of jewellery you saved for—they all add up faster than you’d think. If disaster strikes, could you replace it all without breaking a sweat? That’s where contents insurance steps in, giving you the peace of mind to enjoy your space without stressing about the “what ifs.”
From laptops to living room sofas, contents insurance helps cover the cost of replacing or repairing your belongings if they’re lost, stolen, or damaged.
Imagine this: a pipe bursts while you’re out, and your favourite cosy rug (and everything else in its path) takes a soaking. Or maybe you’re on vacation, and a break-in leaves you coming home to empty shelves where your prized gadgets once sat.
Without the right insurance, these moments can feel overwhelming. With it? You’ve got backup to get back on your feet quickly.
Contents insurance typically protects your:
Plus, some policies even extend to things you take outside, like that bike you ride to the park or your favourite camera.
Take the Next Step
Protecting your home and everything in it doesn’t have to be complicated or expensive. Take a moment to think about what your peace of mind is worth.
Ready to explore your options? Start by jotting down the value of your belongings — it’s often more than you expect! Then, call us to compare policies that fit your lifestyle and budget.
Your home is your haven. Let’s keep it that way.
If you have questions about getting a mortgage with an adverse credit score, read our FAQs. Our wealth of knowledge within this market means that we’re confident in our ability to offer specialist mortgage advice and secure the mortgage you want regardless of your credit history.
