Which mortgage lenders accept bankrupts?

Adverse Mortgage Advisors work closely with all the lenders in the UK which will consider offering a mortgage to a borrower who has a bankruptcy on their credit file.

We understand the importance of presenting your application in a way that will give the underwriter the confidence that your mortgage is not likely to fall into arrears.

The deposit you are likely to require following bankruptcy is as follows:

  • 30% deposit – day 1 discharged
  • 25% deposit- discharged 12 months.
  • 20% deposit – discharged 24 months.
  • 5% deposit – discharged 36 months with no other negative markers on your credit file.
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