Get A Mortgage With Bad Credit
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Adverse Mortgage Advisors exists for one purpose. To give people with imperfect credit a genuine path to home ownership. Too many clients are told they have no options when the truth is that they simply need a broker who understands specialist lending. That is where we focus all our time, energy and expertise.
Our team works exclusively within the adverse and complex credit space. We understand how specialist lenders assess real life circumstances and what they look for when reviewing an application. Whether your credit file shows missed payments, defaults, CCJs, high usage or historic debts, we know which lenders will consider you and how to structure your case in the strongest possible way.
We work closely with a wide panel of specialist lenders who look deeper than automated credit scoring. These lenders trust us to submit well prepared cases, and our clients benefit from that trust. Our role is to guide you, prepare you and present your application so it has the best possible chances of being approved.
Our mission is to bring clarity, protection and honest guidance to people who often receive poor advice or feel pushed toward unsuitable products. We help you understand how lenders view your situation, what steps will strengthen your profile and how to avoid unnecessary costs such as inflated deposits or higher interest rates.
Education is central to what we do. We break down complex criteria into clear explanations, so you always know what is happening and why. Our goal is to help you move forward with confidence and to create long term financial stability, not just a quick approval.
Adverse Mortgage Advisors was founded by Daniel Hills before his TikTok journey began. As the business grew, Daniel started sharing educational content online and quickly became known as the bad credit mortgage guy. His TikTok platform has helped thousands of people understand how specialist lenders assess applications and what steps can improve their chances of approval. This online presence simply expanded the mission behind Adverse Mortgage Advisors by giving more people access to clear, honest guidance when traditional lenders had overlooked them.
If we take on your case, it is because we believe we can deliver it. You will receive dedicated support from the first conversation to the moment you collect your keys. We manage the process from preparing your documents to communicating with lenders and guiding you through the legal work, so you always know exactly where things stand.
We also aim to build long lasting relationships with every client. Our goal is to be your broker for the life of your mortgage, not just for a single transaction. Whether you are buying, remortgaging or improving your credit for future plans, we are committed to supporting you beyond this moment and helping you stay on the right path long term.
We pride ourselves on a friendly and professional approach built around your specific circumstances. Poor credit should not block your future and with the right advice, it does not have to.
When you are ready to take the next step, we are ready to help you get there.
If you have questions about getting a mortgage with an adverse credit score, read our FAQs. Our wealth of knowledge within this market means that we’re confident in our ability to offer specialist mortgage advice and secure the mortgage you want regardless of your credit history.
