I missed my mortgage payment by one day, what can I do?

If you missed your mortgage payment by a day, here’s what you can do:

  1. Contact Your Lender: Reach out to your lender and explain the situation.
  2. Make the Payment ASAP: Try to pay the missed amount right away to minimise any issues.
  3. Check for Penalties: See if there are any fees for the late payment and be ready to pay them.
  4. Consider Automatic Payments: Setting up automatic payments can help you avoid missing future payments.
  5. Keep Talking: Stay in touch with your lender, especially if you’re having financial difficulties.
  6. Keep an Eye on Your Credit: Make sure the missed payment doesn’t harm your credit score and dispute any errors if needed.

Taking these steps can help you manage the situation and prevent further problems.

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