I am from outside the EU and live here on a spousal visa, can I still apply for a mortgage?

Unfortunately, only high street lenders will allow you to apply for a mortgage and use your income for affordability. Most non high street lenders will not allow you to even go on a mortgage application.

However, there are a few lenders that will allow you to be on the application, but your income will not be used for affordability meaning you will be classed as a dependent.

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